If your planned diving activity falls outside the standard remit, like diving deeper than 30m, you may need a more specialised policy. Dive Insurance DAN’s insurance plans offer divers an affordable way to protect themselves against unpredictable expenses associated with diving accidents and dive travel. But I will tell you a little secret…. Like Like. Our scuba diving travel insurance policies can be tailored to meet your personal needs using our unique quotation tool which allows you to fully customise the cover to match your requirements. As well as this and perhaps somewhat surprisingly, DAN offer the cheapest scuba dive insurance out there, even when you include the additional fee of a membership. Only World Nomads have this perk! Dive Accident Insurance Your primary medical insurance may exclude scuba diving as a hazardous recreational activity and/or may not provide coverage when are you traveling out of the country. Medical and rehabilitation costs. We provide cover for specialist sports insurance at competitive prices. At the end of the day, if you want insurance on extra adventure activities, World Nomads is definitely worth the extra bit of cash as it would cost far more to insure extra activities separately. Tony Backhurst Scuba Limited (FRN 488392) is an Appointed Representative of Travel & General Insurance Services Limited (firm reference 304788). That said, DiveAssure are quite a bit cheaper than World Nomads (though not as cheap as DAN! Common travel insurance conditions related to scuba diving. You do have to be a member of DAN to use their insurance programme at a small additional charge, but having a membership comes with many extra benefits including TravelAssist, Alert Diver magazine, WorldCue Planner and access to industry leading insurance products. In addition to this, they are the only diving insurance brand to offer coverage for many other adventure activities to, including a number of water sports that you’re likely to have access to during your scuba diving holiday. What travel insurance do I need for scuba diving? Scuba Diving Travel Insurance. The first of these is that Dive Assure are less well known than the likes of World Nomads or Divers Alert Network – this is evident by the fact that there are significantly less Dive Assure reviews. Both companies are authorised and regulated by the Financial Conduct Authority (FCA). Scuba diving continues to grow in popularity, and since 1967, PADI has issued over 25,000,000 diver certifications globally. Medical and rehabilitation costs. Fortunately, all of the diving insurance companies presented in this article match that criteria. Diver insurance and trip insurance is available from DAN and other providers. Scuba Diving (up to 40 metres) Travel Insurance . These insurance products provide an extra level of cover for your trip, where a standard travel policy might not cover you. If you plan to venture beneath the surface this year, you'll of course be eager to don a snorkel and fins, but be sure to book Holiday Extras' holiday insurance before you do. And if it does, it might only cover a small amount or have strict coverage rules. Additional transportation costs if you are flown home under special conditions. You’re covered as a student with us through our insurance and all of our instructors have personal student insurance. We specialize exclusively in diving. For example, DiveAssure is the only one that offers coverage for diving days lost due to weather or illness. Permanent residence required for US customers. Scuba Diving travel insurance Simple and flexible travel insurance to keep you safe on your next dive trip. Whoa! ), so if you’re not planning on any extra adventure activities, then there’s a strong incentive to choose them. There’s also heaps of extra perks that comes with being a DAN member, namely access to an immense pool of knowledge particularly with regards to diver safety as well as being part of a huge scuba diving orientated community. We wouldn’t be reviewing Dive Assure if we did not think they were one of the best diving insurance options out there. Another thing I really like about World Nomads is their active involvement and promotion of responsible tourism and their overseas charitable work. You’ll definitely want to get it covered in case it gets lost, stolen or damaged throughout your trip. Here’s a breakdown of DiveAssure’s two major scuba diving packages: Now, in addition to their scuba diving only packages Dive Assure also offer travel insurance which includes some very cool and unique scuba diving related coverage, namely compensation for lost diving days due to medical inability to dive or weather. When it comes to choosing the best diving insurance for you, it’s a smart move to take some time to carefully consider what it is that you want, your priorities and the kind of scuba insurance package you’re looking for. It’s also worth noting that you don’t get coverage for other extreme activities with Dive Assure (or DAN for that matter), like you do with World Nomads. Also covers 200+ other adventure activities including altitude trekking, water-sports and bungee jumping. lands that very few people have traveled before us, we meet large and small creatures, we discover a world which is more than fascinating. There is also a unique liveaboard insurance product on offer which covers scenarios that exclusively apply to scuba diving liveaboard trips – namely this to do with trip cancellations in ways that specifically apply to liveaboards or lost diving days whist on the liveaboard. If your current policy does not cover scuba diving, you should purchase a separate scuba diving travel insurance policy.. Dive Insurance protects the diver for injuries and accidents in the water. If you are planning a trip abroad and will be Scuba Diving (up to 18 metres), you will need to have a Travel Insurance policy in place before you leave your home. The extent and circumstances to which this can apply vary. But from the customer feedback for Dive Assure, what we can tell is that they are well enough organised to give you a good chance for a positive experience – but this is not guaranteed and you may not get one! Dive Assure also offer a multi-trip travel option which has exactly the same coverage as the Single Trip Deluxe Package (see above), except that it covers you for an unlimited number of trips throughout the year. The above prices are an example for a 30 year old New York resident travelling to dive outside the USA. Helicopter Rescue Included. However, unlike World Nomads – DAN’s insurance plans don’t have any depth limit, making them suitable for recreational divers and professional ones. Includes coverage for lost days of diving due to weather or medical condition, Less widely known or used than World Nomads or DAN, Do not get coverage for other extreme activities, Significantly lower maximum payout for medical bills compared to World Nomads, Most well known and experienced diving insurance company, Access to wide pool of resources and knowledge, No free coverage of extra adventure activities. Others include coverage for lost days of diving or even extra adventure activities. Policy limits. Divers Alert Network also offer a wide variety of non emergency resources including the DAN Information Line, medical FAQ’s, online seminars, articles, video lectures and more. However, Dive Assure do offer a wider variety of packages than World Nomads – some of which have perks that are unique to DiveAssure. Whereas some scuba diving insurance companies do not have depth or gas limits, others; do have a gas and depth limit – beyond which you’re not insured. Join the thousands of travellers that trust Scuba Travel to make their dreams come true. The name's Alex. They are extremely well respected among the traveller community, not only for their affordability, reliable customer service and great deals, but also their attitude. Gear is not cheap and if you have a full set of scuba equipment, it can easily cost over $1,000+ dollars. Club Member. Take pride in that- this bad boy’s over 6000 words long! What cover is available under my policy in relation to Coronavirus of FCO change in advice From 16th March 2020, there is no cover under this policy for: - Cancellation, abandonment or curtailment claims if the Foreign and Commonwealth Office (FCO) advises you not to travel, for example where the FCO advise against all but essential travel to an area affected by Coronavirus, COVID-19, Severe Acute Respiratory Syndrome (SARS-COV-2) or any mutation of Coronavirus, COVID-19 or SARs-COV-2. However, there is no means of coverage for diving days lost due to weather or illness like you can get with DiveAssure. It’s also insanely useful to get coverage for extra adventure activities; including – but not limited to, various watersports that you’re likely to have the chance to do whilst staying at a diving resort or on a liveaboard. Registered Office Sir Ugo Mifsud Street Ta'Xbiex, XBX 1431 - Malta • Continental Operations Office C/da Padune, 11 - … JUST DIVING. Decompression Chambers Covered. We would be more than happy to assist you. How better to discover what is under the blue vastness that surrounds us. Let’s take a quick look at just a few of the extra activities you also get coverage on: Most of the 200+ adventure activities are covered under the Standard Plan although a few fall under the Explorer Plan. Please read it carefully to ensure you understand the cover provided as this insurance is being offered on a Non Advised basis. Book Your Dive Vacation With PADI Travel! Scuba diving insurance is great to have if there is an accident and something goes wrong. Optional Baggage Cover. Usually, an optional add on for hazardous sports will be required to be covered for diving. On our cover, we use Activity Packs to add on Adventurous activities, and Scuba Diving to 18 metres is included in the Traveller Pack, the standard pack which is included in all our policies, and in the Adventure Pack, you can Scuba Dive to 40 metres, and up to 50 metres in the Extreme Adventure Pack Alternately, take a look at the screenshots below showing several reviews that I feel best reflect the general attitude towards World Nomads: Beloved by high end travellers and scruffy backpackers alike, World Nomads are an extremely well respected travel insurance company that also offer scuba diving insurance at a capacity that will suit all styles of recreational scuba diver. Scuba Travel Newsletter - With our latest news and special offers Biggest Selection 24/7 Support True Online Booking Best Price Guarantee No Hidden Fees Free Dive Insurance. However, scuba diving insurance doesn't cover everything, so it may be advisable to purchase supplemental insurance so you have as much protection as possible. In any dive-related emergency DiveAssure consults the best dive medicine resources available. Insurance Dive with peace of mind with DAN, knowing that you are covered in case of an unexpected incident. Do bare in mind that to get DAN scuba insurance you have to purchase a membership also. Scuba Diving Insurance and Travel Insurance rolled into one package. Will travel insurance cover scuba diving? This is extremely convenient because whereas with a diving only insurance plan, you have to get travel insurance separately, with World Nomads it’s all rolled into one – this saves money, time and means you only have to communicate with a single insurance company as a posse to two. You don’t get any coverage on lost days of diving due to weather or illness, which is only exclusive to Dive Assure. Here’s what scuba-inspired travelers need to know about scuba diving insurance when they’re planning their next trip. Divemaster Insurance. If you'd like to know more about World Nomads travel insurance and find other great benefits with this company, then check out my other review on World Nomad Travel Insurance. Ah Scuba diving! Ah Scuba diving! There’s no such thing as a perfect scuba insurance plan and no single diving insurance company offers all the extra perks so far mentioned. Not only will you benefit from our wide range of policy protection levels but you are also covered to scuba dive up to 30m (not solo) at no extra cost. That’s because in addition to insurance, World Nomads are frequently involved in overseas charitable world and promoting responsible, sustainable and compassionate travel. If you plan to venture beneath the surface this year, you'll of course be eager to don a snorkel and fins, but be sure to book Holiday Extras' holiday insurance before you do. There’s little difference between these two packages, besides the fact that the more expensive platinum option gives you higher financial expenses on emergency expenses, lost gear etc. Scuba Travel has been arranging award winning holidays for over 20 years. We also can not cover any claims relating to any fear or threat concerning these viruses. You can take a look at dozens of customer reviews for World Nomads by checking out their Facebook or head to Trust Pilot for even more. Certified divers are also covered but there are limitations. Several Dive Assure reviews do raise a couple of flags for this diving insurance company. Let’s take a closer look at what DAN actually cover you for. Is this recreational, professional or commercial diving? Well, it might be enough but not all insurances coverage has scuba diving included in the policy. Divers Alert Network (also known as DAN) are undeniably the most famous scuba diving insurance provider in the world, having over 30 years of experience. World Nomads are my favourite scuba diving insurance option both because of their responsible tourism promoting attitude and because their insurance package is the best for anyone who enjoys other adventure activities to. They have just two packages available. Plus, like World Nomads, yet unlike DAN, Dive Assure also offer travel insurance. You won’t find this benefit with World Nomads or Divers Alert Network! Buy at home or while traveling, and claim online from anywhere in the world. If you’re diving without an instructor, you need to hold a valid, accredited diving license, recognised in Australia. This policy can provide cover for Scuba Diving up to 50 metres and Night Dives as well.. GET A QUOTE ONLINE. Single Trip Insurance? Where you will find some considerable variation however, is the upper financial limit for coverage of lost, stolen or damaged gear. Special types of scuba mission such as cave diving, wreck diving and cavern diving are not always covered in a scuba diving insurance policies overall plan – you may need to get coverage for these as an additional add on. Scuba diving continues to grow in popularity, and since 1967, PADI has issued over 25,000,000 diver certifications globally. Scuba Diving Travel Insurance policy coverage: Specialist Scuba Diving Holiday Insurance starting from just £12.54*, with cover for UK, European and Worldwide trips available. How better to discover what is under the blue vastness that surrounds us. Little Cayman Beach Resort & Reefs Divers, Children 0-2 | Free must be travelling with insured adult, Children 2-17 | 1/2 premium and must be travelling with an insured adult, Customer Services 0330 024 9952 firstname.lastname@example.org. Our policies will also not cover any claims caused by or relating to Coronavirus, COVID-19, Severe Acute Respiratory Syndrome (SARS-COV-2), any mutation of Coronavirus, COVID-19 or SARs-COV-2 or any pandemic or fear or threat of any the above. Our scuba diving insurance will cover you for up to £10 million in medical expenses abroad, 24hour emergency medical assistance and personal liability as well as travel benefits such as insurance for baggage, personal effects and travel delay. See our latest Newsletter here If all of these comparisons are starting to get jumbled around in your head – don’t worry! But DAN’s “Guardian” Package is the hands down most expensive dive insurance option out there! Some scuba dive insurance companies also offer travel insurance, which you would otherwise have to purchase separately. All travel insurance policies have conditions on scuba diving cover. We’ll run you through your options below and explain why you should get your own. Cover is for dives up to 50 metres. Only you know the final price tally of your scuba gear. This will only apply if you did not travel against the published advice of the FCO, any local government, local authority or WHO. So nice of you to share your interesting trips here … awesome. If your planned diving activity falls outside the standard remit, like diving deeper than 30m, you may need a more specialised policy. lands that very few people have traveled before us, we meet large and small … It comes down to many factors like the type of claim you’re trying to make, the staff you end up with and the dive insurances current policies to name a few. You might also be hesitant to get dive insurance since you already have a travel, life or accident insurance. You can request a price quote right here. Now, you could bash your skull against a metaphorical brick wall trying to work all of that our for the next half an hour…or you could simply use the guide below: You’ll want to make sure that the diving insurance you pick is enough to cover the most expensive treatments. Home / Scuba Diving Travel Insurance . Whilst the overall service of most dive accident insurance companies remains the same; that is, coverage of medical bills following dive accidents – there are some big differences between packages offered by different scuba divers insurance companies. Many of these are supplemental (or secondary) policies that specifically cover scuba diving accidents. However, pro level divers may go much deeper. Additionally, there are limitations and restrictions for each plan, usually related to the depth of the dive and level of certified instructor supervision. Snorkelling, island escapes and liveaboards. You want this investment protected in case of damage, theft, loss or other circumstance. Make the choice, take the call! Thanks! Travel insurance policies with the Sports & Activities filter allow travelers to denote which specific activities they plan to participate in. Sometimes, with recreational scuba diving courses: you get the option to purchase dive insurance for a small cost from the dive centre. The policy is underwritten by TIF on behalf of URV. Multi-trip insurance is only available as the deluxe tier. Some of the links in our content are affiliate links. Scuba Diving Travel Insurance Whatever you choose or wherever you wish to dive, you need to make sure you have the right travel insurance and the appropriate cover for the depth of dive. However, this is not always available so if it’s something you are interested in, do make sure to contact the dive centre ahead of time to see if it’s even possible! Scuba Diving Travel Insurance. Jet off overseas so you can experience the stunning shells, coral and sea animals that live underwater. Australians love to scuba dive and we travel to all corners of the world to do it. Now, whilst the Diving Insurance Package for World Nomads also includes a stellar travel insurance piece as part of the deal…with DiveAssure you need to purchase travel insurance as an optional extra. Scuba diving travel insurance will ensure your cost coverage and help your recovery to the maximum. Calm waters, crystal clear visibility and a bulletproof dive plan might make for the perfect underwater adventure, but accidents can happen, even to the most experienced divers. Read on to see what the rules are … Scuba diving equipment insurance is another major factor to consider when taking a scuba diving trip. 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